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Available checks overview

Person, Business and Bundled checks​

Person checks​

Person checks do the individual screening.

1. Person Sanction List​

Sanctions, by definition, are restrictions imposed on individuals, entities, or countries. The main goal is to curb their activities and put pressure on them to change their illegal activities.

Many sanctions lists include targets involved in the criminal financing of terrorist activities. Governments worldwide can identify individuals involved in different crimes thanks to the sanctions list.

More generally, sanctions listings aim to counter:

  • Terrorism and Terrorist Financing
  • Narcotics trafficking
  • Human rights violations
  • Weapons proliferation
  • Violation of international treaties, e.g arms embargo
  • Money laundering activities

Global Sanction Lists:

  • United Nations Sanctions (UN)
  • US Consolidated Sanctions
  • OFAC – Specially Designated Nationals (SDN)
  • EU Financial Sanctions
  • UK Financial Sanctions (HMT)
  • Australian Sanctions
  • Switzerland Sanction List – SECO
  • INTERPOL Wanted List
  • Consolidated Canadian Autonomous Sanctions List
  • Office of the Superintendent of Financial Institutions (Canada)
  • Bureau of Industry and Security (US)
  • Department of State, AECA Debarred List (US)
  • Department of State, Nonproliferation Sanctions (US)

XRAY helps to identify Sanction List individuals.

This check type is bundled with the Politically Exposed Person check.

2. Politically Exposed Person​

A politically exposed person (PEP) is an individual who is or has been entrusted with a prominent function.

Many PEPs hold positions that can be abused to launder forbidden funds or to participate in corruption or bribery activities. This check is bundled with the Person Sanction List check.

3. Personal Adverse Media​

Personal Adverse Media check uses a wide variety of news sources to obtain unfavorable information about a certain person.

  • Traditional sources - traditional news media like newspapers (in print and online formats), broadcast news on radio and television.

  • Unstructured sources - websites or social media platforms.

From a compliance perspective, there may be an increased risk in conducting business with persons featured in adverse media stories.

4. Monitoring Personal Sanctions​

This check is created to monitor individuals throughout the time frame.

Any of the scenarios is possible during the monitoring period. This check helps follow up on individual statuses. It allows the definition of a monitoring time frame for each check.

5. Government Identity Verification​

XRAY checks a large variety of key Government issued documents for different regions or countries.

For example, for Australia and New Zealand, XRAY performs checks for the following documents.

Australia region

  • AU Passport
  • AU Driver license
  • AU Medicare Card

New Zealand region

  • NZ Passport
  • NZ Driver license

Business checks​

1. Business Adverse Media​

Business Adverse Media, or negative business news media, is defined as any kind of unfavorable information about a certain business.

From a compliance perspective, there may be an increased risk in conducting business with companies featured in adverse media stories.

Business Adverse Media da can be found across a wide variety of ‘traditional’ and 'non-traditional' sources.

  • Traditional sources are traditional news media like newspapers (in print and online formats), and broadcasts on radio and television.

  • non-traditional sources are internet blogs and posts and unstructured feeds such as social media platforms and forums.

2. Business Sanctions List​

Financial authorities and governments use sanction lists globally. Entire industries and countries can appear on sanctions lists.

Both individuals and entities can be subject to financial restrictions. The goal of this list is to outlaw counter-terrorism and money-laundering regimes around the world. Our Business Sanction List is configured to recognize any potential threats. It alarms you to reconsider whether you will do business with them or not.

The document which can also be implemented and checked through GIV type of check are listed below:

  • International Passport Visas
  • Medicare Cards
  • Citizenship Certificates
  • Immigration Cards
  • Registration by Descent Certificates
  • Birth Certificates (Available for government use only)
  • Marriage Certificates (Available for government use only)
  • Change of Name Certificates (Available for government use only)
  • Death Certificates (Available for government use only)
  • Change Of Name Certificates(Available for government use only)

Bundled checks​

Bundled checks are groups of two or more single checks. The final results will be more accurate because, during the session processing, more data sources are covered.

Also, this check type includes the verifications required by the Financial Supervisory Authorities.

See below a list of currently available bundled checks. More coming soon

  1. Business Adverse Media + Politically Exposed Person (PEP) + Sanction List (SL) - Adverse media check on businesses with bundled Sanction Lists and PEP checks.

  2. Business Sanctions List - Sanction check against organizations.

  3. Business Sanctions + PEP - Sanctions list against businesses with bundled PEP check.

  4. Personal Adverse Media + PEP + SL - Adverse media check on individuals with bundled Sanction lists and PEP checks.

  5. Personal Sanctions + PEP - Sanctions list against individuals with bundled PEP Check.

  6. Government Identity Verification - Identity verification through Government issued documents.

  7. Monitoring Personal Sanctions - Monitoring individuals' different sanctions statuses.

Products​

Personal bundled checks​

1. Personal Sanctions + PEP​

This check is a combination of two checks, Personal Sanctions List, and Politically Exposed Person check types. It covers data sources of the global Person Sanction List as well as PEP lists.

2. Personal Adverse Media + PEP + SL​

Bundled check is the combination of three check types, Personal Adverse Media, Politically Exposed Person, and Person Sanction List - SL for private individuals.

Business bundled checks​

Our business bundled checks are configured to perform different screening of businesses.

1. Business Sanctions + PEP​

This check is a combination of Business Sanctions and Politically Exposed Person check type.

2. Business Adverse Media + PEP + SL​

We've configured this bundled check to perform combined screening. It includes Business Adverse Media, Politically Exposed Person, and Business Sanction List check type.

Important

Our Business Team will customize XRAY to meet your preferences and needs.